Human Capital begins at the end, as a cyclist is run off the road by a careening SUV the night before Christmas Eve. As details emerge of the events leading up to the accident, the lives of the well-to-do Bernaschi family, privileged and detached, will intertwine with the Ossolas, struggling to keep their comfortable middle-class life, in ways neither could have expected. Dino Ossola, in dire financial straits, anticipates the birth of twins with his second wife. Meanwhile, Dino’s teenage daughter’s relationship with hedge-fund manager Giovanni Bernaschi’s playboy son complicates an already tricky social dance of status, money and ambition. The result is a nuanced account of desire, greed and the value of human life in an age of rampant capitalism and financial manipulation.